We have been in the factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and having had these experiences, can support you through any difficult times you might go through. We won't fold when the times get difficult, like some other factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's just about impossible for you to choose which factoring firm is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the right fit for your business - it may be us or another factoring company.

We have a vast A-List of factoring industry counterparts, these close relationships were built over 20+ years in the business. So, when you take the time to run through your needs to us, you'll quickly see that we can help you find precisely what you need.

Most factoring firms let you select and choose your customers to factor. Except a handful of them usually require a minimum dollar amount before they'll do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into factoring when you don't require it.

Most factoring firms fees are deceiving and confusing. It doesn't make any sense why they do this. Be rest assured, We will not treat you this way.  We are unconditionally upfront about our fees. When you apply, you are provided an easy to understand, no obligation rate proposal with the fee for your company. It is going to be tough finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring businesses are funded by Wall Sreet venture capitalists. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people who know what it takes to run a business. We hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. Most factoring businesses particularly the Silicon Valley ones generally rely on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Most factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or won't.

Don't overlook the fact that the factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns so to work on them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay alert to negative payment trends. This is essential to run your business smoothly.

We make sure to adopt first-rate technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Most other companies don’t even come close.